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The monthly cost of the mortgage is made up of the total amount borrowed, the term, and the interest rate.Assuming its a house there are 95% deals available either using the HTB2.Loan to value ratio (LTV) is the relationship between a property value and the amount of loans against it.

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Before deciding on the size of your deposit you should also consider keeping some savings.

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The interest rate compares well with the very few 95% LTV deals. in a best-buy fixed-rate savings deal at 4.Halifax unveils Help to Buy replacement deals. to first-time buyers and home movers by maintaining its rates up to 95 per cent LTV.

Every mortgage deal on the market will state a maximum LTV that. 95% mortgages are at their best therefore.

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